Cafes about Lending and li3orrowitzg. 12) tell him of his 'neccflity, and defire further time, and endeavour ro pay it as foon as he is able ; and jf he be not able, to make him what fJ.tisfaCtion he·can, by his labour, or any orher hwful way. 9· 7· Q2ef!. 7· May Iborrnw•f•nctopayanothcr, tok._upmyday with theftrjU ~Ke~~ -. Anfw· Yes, it you deal not fraudulently with the fccond, bll[ are able to pay him, or acquaint him - ' 1 truly with your cafe. §. 8. Q!tfl. 8. St~ppc[t that I have no probability of paying the /aft creditor, may I borrow of one ~rjl. S. to pay anothtr, and fo live upon borrowing; 11r mujt I ratber comim1e in one manJ debt,? Anfw. If you truly acquaint your Cn::ditors with your !late, you may do as is mofi to your conve~ ' niena. If the tirU Creditor be able and willing rather to trun you longer, than that yo:~ fhould borrow of another to payhim, y9u m_ay conrinue his debtor) till you can PJY him wiThout borrow– ing: Bur if he be either poor or unwiiling to bear wit? you, an~ another that is able be ..,,,.,illing to venture, you may bcner borrow of another to ply hun. But 1f they be all equally unwilling w fiand ro any hazard by yOu, then you tr.ufl: rather continue in the tirH mans debt, becauft: if you wrong Gnother you will commit another fin; Nily, you cannot bonow in fuch a cafe, bccJufe ir is: fuppofed rhat the other will not lend, when he knoweth your calC. And you mufi not ar all conceal it from him. Object. But it may be my ruiHe to apc~t my full fiate to anotbrr. Anfw. You mu(\ not live upon cheating and thievery to prevent yom ruine: And what can it be lefs ro get another mans money againfi his will. And it is againfi his will, if you hide your cafe,which if he knew he would nor lend ir to you. Object. But what ifI teU him pl!iinly, that I will pay him certai11ly hy borron::ing of another, thougf1 I cannot pay him ofmine onm, and thougb I be not lilte to pay the lajt. · An[w. lf you truly thus ()ptn your cafe to every one that you borrow of, you may take ir, ifthty will lend it: For then you have their confent: And it is fUppofcd, that fvery one is willing (o run the hazard of being the lafi Creditor. 9· 9 Q!ell. 9• May I lmd upon Plcdgn, Pawns or Morg>geJ for my flcurity i ~eft. 9 • Anjw. Yes, fo you rake not tha~ from a poor man for a pledge, which is n<ctifJTy to his livel1hood and maintenance: As the bed which he fhould lye on, the dorhcs which he 0\onld wear, or the tools which he fhould work with; and be hot duel on pretence of mercy. 9· 10. Qg_efi. 10. May I takJ the forfeiture and ~{up a pledge or Mgrgage ttpon Cuvemmt1? ~eft. 10 • Anfw. lt it be among Merchants and rich rn:n, au act: oi Merchapdizc, and nor of mcer fecurity for money lent, then it ii another cafe: As if they make a bargain thus; [ Take this Jewel or 1 this Land for your money ; and it fhall be ypurS if 1 pay you nor by fuch a day : I am willing to lland to the hazard of uncertainty: If I pay you not, fuppofe it is for my own commodity, and not through difability J: In this cafe it is lawful w take the forf~.:iture, or detain the thing. But if it be properly but a pledgt to fecure the money, then the final intent is but that your money may be repaycd : And you may not take the advantage ofbreaking a day, to take that fi:om another which · is none of your own. ]ufiice will allow you only to take fa much as your money came to, and to give the overplus ( if there be any) to the debtor. And mercy will rtquire you rather to forgive the debt, than to keep a pledge which he cannot fpare, but to his ruine and mifery (as his tood) his nyment, his tools, his houfe) &c. ) Unlds you bt in as great necdficy as he. 9· 11· Q:!eft. 11· M•y I tall,.e tbe Bond or promife of a third ptr{on as fecurity for my ~eff. 1 I· moneyl Anfw. Yes: in cafe that other be aUe and wiliing to be refponfible: For you have his own con~ fcnt: But great caution fhould be ufed; that you take no man that is in[utficient, from w'wm mer~ cy fOrbi~de1h you to take it in calCthe principal debtor fail; unit.{; you uke his furetil11ip but in terrorem, nfolving not to take it of him: And alfo that you faithfully reil the furcrits that yott mufi require it of them in cafe: of non-payment, and therefOre rry whether indeed they are 'truly wil– ling to ply it : For if they be fuch as truly prefurne that )OU will not rake it of them, or will take it mto be fued for ir, you 01ould not take their furetilliip, unlcfs you purpof~: not to feek ic ( except in nect:ITiry ). 9· 12. Quell. 12. I1 it lawful to lend upon ufu?_, inte~ejl or incr~a{t? ~e(f. 1 :z. Anfw. This Controvufie harh fo many full Treantcs wrmcn on tt, that I cannot exp~d- that fa few words as I mufilayout upon it> fh.ouldfatistiethe Hudious Reader. All the difpures about the name ofVJury I pafs by; It being [ 'Ihe receiving of any additional gain IH due for momylcn: J which is commonly meant by the word, and which wt mean in the qudlion. For the qycUions> Whether wemay bargain for it, or rye the dLbtor to pay it,? Wheth~rwe may ~a~e it only after his gain as partaking in it; or before? Whether we rnuH part~ke alfo_ m the •tofs 1f the dlbror be a lo[er? With other fuch like, arc but fubfc.qucnt to the mam qu_efi10a, 1Yhe!ber a.11y gain ( calledVfe) may be taken by the lender as his due for the money lent? My JUdgement IS as tollowerh. 1·. Thue is fomc fuch gain or Vfur_y larvful and commcn~able. 2· There is fame fuch gain or ufury unla"·ful and a heinom fin. I fb..,ll tlril: give my reafons ot the firH propofition. 9· '3· I. If all Ulury be forbidden it iseithcr by the Law of Na1ure, or by fi>in< pofiri,·e Law of fupernatural revdarion: If the latterl iris either by fomeLaw of Mu[u, or by fame L1w ofChrifl: If the former, it is either as againl1: ~he Rule of piety to Go_d, or :l.~:linU Jullicc or Chariry to men : That which is neither a violation of the Narural Laws ofPH:ty, JultJCc or Ch;uity; nor ag1inH the R r r r r r r fupei-
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